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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
seedy indian lodge doctorate
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
mustard violent quadroon
  09/22/25
Weird
insanely creepy bright bawdyhouse
  09/22/25
What types of vehicles do they drive? I picture him with a f...
Talented giraffe
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
seedy indian lodge doctorate
  09/22/25
Guessing they are big Israel supporters
Narrow-minded turquoise locale
  09/22/25
...
chest-beating concupiscible fortuitous meteor heaven
  09/22/25
I’m not sure either could even tell you who the curren...
seedy indian lodge doctorate
  09/22/25
President Biden is as sharp as a tack
electric fanboi juggernaut
  09/28/25
agree. the side of the tack you push on.
sepia kitchen
  09/28/25
...
electric fanboi juggernaut
  09/29/25
...
mahogany wonderful persian
  09/22/25
...
mind-boggling shaky resort wagecucks
  09/22/25
its a story as old as recent times
clear razzle-dazzle community account forum
  09/22/25
...
Poppy Arrogant Police Squad Lay
  09/22/25
...
Talented giraffe
  09/22/25
...
Comical Abusive Meetinghouse Sneaky Criminal
  09/22/25
...
anal place of business
  09/22/25
...
seedy indian lodge doctorate
  09/22/25
...
mahogany wonderful persian
  09/22/25
...
Deranged lemon native
  09/22/25
...
Disrespectful federal dingle berry
  09/22/25
...
mind-boggling shaky resort wagecucks
  09/22/25
...
Cheese-eating flirting menage
  09/22/25
Sounds very Gen X
Exhilarant church party of the first part
  09/22/25
...
anal place of business
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
seedy indian lodge doctorate
  09/22/25
Double Big Fed?
Poppy Arrogant Police Squad Lay
  09/22/25
Not saying, but yep
seedy indian lodge doctorate
  09/22/25
Good for you
Poppy Arrogant Police Squad Lay
  09/22/25
Any kids?
Frum deer antler house
  09/22/25
He’s already graduated from college and doing well on ...
seedy indian lodge doctorate
  09/22/25
It probably will work out for him though.
heady dilemma
  09/22/25
Sadly yeah
Narrow-minded turquoise locale
  09/22/25
Tell us more about the wife's fake business
Crawly corner
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
seedy indian lodge doctorate
  09/22/25
How can that lose 3k/month?
Poppy Arrogant Police Squad Lay
  09/22/25
She's putting way too much scent in them
glassy pozpig
  09/22/25
...
saffron locus
  09/22/25
...
Carmine newt sex offender
  09/22/25
...
chest-beating concupiscible fortuitous meteor heaven
  09/22/25
...
laughsome site clown
  09/22/25
...
lavender scourge upon the earth crackhouse
  09/22/25
...
purple razzle nursing home
  09/22/25
...
Exciting filthy abode
  09/22/25
...
seedy indian lodge doctorate
  09/22/25
...
mahogany wonderful persian
  09/22/25
...
underhanded appetizing legend
  09/22/25
...
carnelian public bath
  09/22/25
...
multi-colored boiling water stag film
  09/22/25
...
spectacular range
  09/22/25
...
sepia kitchen
  09/22/25
I think you misspelled "cents."
ebony pervert
  09/22/25
...
seedy indian lodge doctorate
  09/22/25
...
tripping twisted space pocket flask
  09/26/25
...
cream principal's office telephone
  09/27/25
...
cruel-hearted rehab selfie
  09/28/25
...
Primrose medicated stead immigrant
  09/29/25
All he has to do to maek it is pay off his house over the ne...
boyish maniacal chapel
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
seedy indian lodge doctorate
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
boyish maniacal chapel
  09/22/25
He hates his job and wants to killself daily.
seedy indian lodge doctorate
  09/22/25
He should work harder, save more, get that house paid off or...
boyish maniacal chapel
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
Fishy naked hairy legs toaster
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
gold motley faggot firefighter pisswyrm
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
Diverse fat ankles
  09/22/25
Simmer down Shapiro
seedy indian lodge doctorate
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
anal place of business
  09/22/25
You seem to struggle with the idea that someone could build ...
Exhilarant church party of the first part
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
anal place of business
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
Exhilarant church party of the first part
  09/22/25
are you saying I should Sell High?
anal place of business
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
anal place of business
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
boyish maniacal chapel
  09/22/25
Sounds like if he told his wife to close her stupid “b...
mint stimulating boistinker
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
boyish maniacal chapel
  09/22/25
...
Disrespectful federal dingle berry
  09/28/25
this is retarded, which is expected from you. his PITI is li...
anal place of business
  09/22/25
Cr. It would be much better if he paid in installments, like...
chartreuse shrine dopamine
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
Diverse fat ankles
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
Rose theatre
  09/22/25
Why would you have several thousand per month in health care...
anal place of business
  09/22/25
(dude who has never tried to buy insurance on the individual...
Rose theatre
  09/23/25
...
tripping twisted space pocket flask
  09/26/25
Leave America
Fishy naked hairy legs toaster
  09/28/25
He has social security and a good paying job and will have a...
chartreuse shrine dopamine
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
anal place of business
  09/22/25
Once his kids are out of the house he can just downsize and ...
chartreuse shrine dopamine
  09/22/25
The $3000 a month that the "business" is losing ma...
180 son of senegal address
  09/28/25
...
nofapping beady-eyed business firm jap
  09/28/25
He's going to be fine
clear razzle-dazzle community account forum
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
Avocado insecure mad cow disease
  09/22/25
For the financially retarded putting extra into your house i...
laughsome site clown
  09/22/25
This guy gets it
Poppy Arrogant Police Squad Lay
  09/22/25
Raymondnomics
anal place of business
  09/22/25
...
seedy indian lodge doctorate
  09/22/25
...
chest-beating concupiscible fortuitous meteor heaven
  09/22/25
...
mahogany wonderful persian
  09/22/25
...
ebony pervert
  09/22/25
...
carnelian public bath
  09/22/25
...
supple know-it-all step-uncle's house filthpig
  09/28/25
...
stirring sinister senate national security agency
  09/22/25
Many such cases
laughsome site clown
  09/22/25
This seems to be about the median life outcome ITE
Poppy Arrogant Police Squad Lay
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
Exciting filthy abode
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
Poppy Arrogant Police Squad Lay
  09/22/25
Is your friend still in high school? My brother, in all h...
seedy indian lodge doctorate
  09/22/25
He is early 30s lol
Exciting filthy abode
  09/22/25
alpha af
Apoplectic Pit
  09/22/25
I feel like there are more good stories about your brother, ...
carnelian public bath
  09/22/25
He’s got a “system” for playing slots in V...
seedy indian lodge doctorate
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
cream principal's office telephone
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
tripping twisted space pocket flask
  09/26/25
who says you can't buy class
Fishy naked hairy legs toaster
  09/28/25
...
tripping twisted space pocket flask
  09/28/25
He's going to need at least two new trucks before he retires...
Glittery white plaza
  09/22/25
...
Poppy Arrogant Police Squad Lay
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
sooty whorehouse
  09/22/25
There's nothing else a man can reasonably drive
Glittery white plaza
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
Milky center
  09/22/25
...
mahogany wonderful persian
  09/22/25
...
spectacular range
  09/22/25
...
seedy indian lodge doctorate
  09/27/25
...
Charismatic Parlor
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
Rose theatre
  09/23/25
Lol
Aquamarine area coldplay fan
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
supple know-it-all step-uncle's house filthpig
  09/28/25
what are your heights?
spectacular range
  09/22/25
He’s 6’3 and I’m 6’1
seedy indian lodge doctorate
  09/22/25
he has you pwned 4lyfe
spectacular range
  09/22/25
...
laughsome site clown
  09/22/25
Harsh, but fair
seedy indian lodge doctorate
  09/22/25
What's the big deal as long as they get inheritances.
Diverse fat ankles
  09/22/25
If a Boomer senses that their resources are needed by a youn...
carnelian public bath
  09/22/25
...
laughsome site clown
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
seedy indian lodge doctorate
  09/26/25
...
canary soul-stirring state
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: seedy indian lodge doctorate

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: mustard violent quadroon

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: insanely creepy bright bawdyhouse

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Talented giraffe

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: seedy indian lodge doctorate

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Narrow-minded turquoise locale

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: chest-beating concupiscible fortuitous meteor heaven



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: seedy indian lodge doctorate

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: electric fanboi juggernaut

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: sepia kitchen

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: electric fanboi juggernaut



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: mahogany wonderful persian



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: mind-boggling shaky resort wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: clear razzle-dazzle community account forum

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: Poppy Arrogant Police Squad Lay



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Talented giraffe



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: Comical Abusive Meetinghouse Sneaky Criminal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: anal place of business



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: seedy indian lodge doctorate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: mahogany wonderful persian



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: Deranged lemon native



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: Disrespectful federal dingle berry



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: mind-boggling shaky resort wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Cheese-eating flirting menage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Exhilarant church party of the first part

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: anal place of business



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: seedy indian lodge doctorate

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: Poppy Arrogant Police Squad Lay

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: seedy indian lodge doctorate

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: Poppy Arrogant Police Squad Lay

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: Frum deer antler house

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: seedy indian lodge doctorate

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: heady dilemma

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Narrow-minded turquoise locale

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: Crawly corner

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: seedy indian lodge doctorate

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Poppy Arrogant Police Squad Lay

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: glassy pozpig

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: saffron locus



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: Carmine newt sex offender



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: chest-beating concupiscible fortuitous meteor heaven



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: laughsome site clown



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: lavender scourge upon the earth crackhouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: purple razzle nursing home



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: Exciting filthy abode



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: seedy indian lodge doctorate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: mahogany wonderful persian



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: underhanded appetizing legend



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: carnelian public bath



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: multi-colored boiling water stag film



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: spectacular range



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: sepia kitchen



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: ebony pervert

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: seedy indian lodge doctorate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: tripping twisted space pocket flask



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: cream principal's office telephone



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: cruel-hearted rehab selfie



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: Primrose medicated stead immigrant



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: boyish maniacal chapel

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: seedy indian lodge doctorate

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: boyish maniacal chapel

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: seedy indian lodge doctorate

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: boyish maniacal chapel

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: Fishy naked hairy legs toaster

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: gold motley faggot firefighter pisswyrm

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291118)



Reply Favorite

Date: September 22nd, 2025 7:38 PM
Author: Diverse fat ankles

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: seedy indian lodge doctorate

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: anal place of business

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290887)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Exhilarant church party of the first part

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: anal place of business

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290898)



Reply Favorite

Date: September 22nd, 2025 12:55 PM
Author: Exhilarant church party of the first part

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: anal place of business

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: anal place of business

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291419)



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Date: September 22nd, 2025 9:42 AM
Author: boyish maniacal chapel

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: mint stimulating boistinker

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: boyish maniacal chapel

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: Disrespectful federal dingle berry



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308508)



Reply Favorite

Date: September 22nd, 2025 9:50 AM
Author: anal place of business

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290921)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: chartreuse shrine dopamine

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290903)



Reply Favorite

Date: September 22nd, 2025 7:40 PM
Author: Diverse fat ankles

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292535)



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Date: September 22nd, 2025 11:34 AM
Author: Rose theatre

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291102)



Reply Favorite

Date: September 22nd, 2025 11:36 AM
Author: anal place of business

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291106)



Reply Favorite

Date: September 23rd, 2025 12:31 AM
Author: Rose theatre

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: tripping twisted space pocket flask



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305216)



Reply Favorite

Date: September 28th, 2025 8:33 AM
Author: Fishy naked hairy legs toaster

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308723)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: chartreuse shrine dopamine

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290895)



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Date: September 22nd, 2025 9:44 AM
Author: anal place of business

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: chartreuse shrine dopamine

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: 180 son of senegal address

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308521)



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Date: September 28th, 2025 1:58 PM
Author: nofapping beady-eyed business firm jap



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309435)



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Date: September 22nd, 2025 9:58 AM
Author: clear razzle-dazzle community account forum

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: Avocado insecure mad cow disease

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290992)



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Date: September 22nd, 2025 10:50 AM
Author: laughsome site clown

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291014)



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Date: September 22nd, 2025 10:51 AM
Author: Poppy Arrogant Police Squad Lay

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291017)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: anal place of business

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: seedy indian lodge doctorate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: chest-beating concupiscible fortuitous meteor heaven



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291132)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: mahogany wonderful persian



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291374)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: ebony pervert



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291380)



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Date: September 22nd, 2025 1:26 PM
Author: carnelian public bath



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291500)



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Date: September 28th, 2025 2:24 PM
Author: supple know-it-all step-uncle's house filthpig



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: stirring sinister senate national security agency



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291001)



Reply Favorite

Date: September 22nd, 2025 10:48 AM
Author: laughsome site clown

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291009)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: Poppy Arrogant Police Squad Lay

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291015)



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Date: September 22nd, 2025 11:06 AM
Author: Exciting filthy abode

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: Poppy Arrogant Police Squad Lay

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: seedy indian lodge doctorate

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: Exciting filthy abode

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: Apoplectic Pit

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: carnelian public bath

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: seedy indian lodge doctorate

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291952)



Reply Favorite

Date: September 27th, 2025 6:47 PM
Author: cream principal's office telephone

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: tripping twisted space pocket flask

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: Fishy naked hairy legs toaster

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: tripping twisted space pocket flask



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309502)



Reply Favorite

Date: September 22nd, 2025 1:17 PM
Author: Glittery white plaza

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: Poppy Arrogant Police Squad Lay



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: sooty whorehouse

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: Glittery white plaza

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: Milky center

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: mahogany wonderful persian



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: spectacular range



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: seedy indian lodge doctorate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: Charismatic Parlor



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: Rose theatre

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: Aquamarine area coldplay fan

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: supple know-it-all step-uncle's house filthpig

My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: spectacular range

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: seedy indian lodge doctorate

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: spectacular range

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: laughsome site clown



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: seedy indian lodge doctorate

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: Diverse fat ankles

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: carnelian public bath

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: laughsome site clown



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: seedy indian lodge doctorate

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: canary soul-stirring state



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308752)