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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
Twinkling Mischievous Stead Volcanic Crater
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
Talented dopamine
  09/22/25
Weird
Mewling glittery dilemma
  09/22/25
What types of vehicles do they drive? I picture him with a f...
Curious thirsty yarmulke place of business
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
Twinkling Mischievous Stead Volcanic Crater
  09/22/25
Guessing they are big Israel supporters
galvanic university
  09/22/25
...
sooty dog poop juggernaut
  09/22/25
I’m not sure either could even tell you who the curren...
Twinkling Mischievous Stead Volcanic Crater
  09/22/25
President Biden is as sharp as a tack
heady flickering puppy
  09/28/25
agree. the side of the tack you push on.
mauve garrison
  09/28/25
...
heady flickering puppy
  09/29/25
...
Primrose theatre
  09/22/25
...
hateful mustard masturbator
  09/22/25
its a story as old as recent times
razzmatazz plum temple cuckoldry
  09/22/25
...
orange brethren
  09/22/25
...
Curious thirsty yarmulke place of business
  09/22/25
...
bronze step-uncle's house striped hyena
  09/22/25
...
Dun disrespectful private investor business firm
  09/22/25
...
Twinkling Mischievous Stead Volcanic Crater
  09/22/25
...
Primrose theatre
  09/22/25
...
adventurous parlour son of senegal
  09/22/25
...
Arrogant aromatic weed whacker
  09/22/25
...
hateful mustard masturbator
  09/22/25
...
Cream stimulating library
  09/22/25
Sounds very Gen X
Startled titillating national deer antler
  09/22/25
...
Dun disrespectful private investor business firm
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
Twinkling Mischievous Stead Volcanic Crater
  09/22/25
Double Big Fed?
orange brethren
  09/22/25
Not saying, but yep
Twinkling Mischievous Stead Volcanic Crater
  09/22/25
Good for you
orange brethren
  09/22/25
Any kids?
Excitant Territorial French Chef Set
  09/22/25
He’s already graduated from college and doing well on ...
Twinkling Mischievous Stead Volcanic Crater
  09/22/25
It probably will work out for him though.
Boyish dead fat ankles
  09/22/25
Sadly yeah
galvanic university
  09/22/25
Tell us more about the wife's fake business
irradiated white meetinghouse
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
Twinkling Mischievous Stead Volcanic Crater
  09/22/25
How can that lose 3k/month?
orange brethren
  09/22/25
She's putting way too much scent in them
Big pervert church
  09/22/25
...
Hairraiser misunderstood legal warrant mood
  09/22/25
...
Crusty cracking orchestra pit
  09/22/25
...
sooty dog poop juggernaut
  09/22/25
...
Rambunctious irate theater stage coldplay fan
  09/22/25
...
Fiercely-loyal Razzle Cumskin Brunch
  09/22/25
...
overrated jewess
  09/22/25
...
swashbuckling principal's office
  09/22/25
...
Twinkling Mischievous Stead Volcanic Crater
  09/22/25
...
Primrose theatre
  09/22/25
...
electric geriatric house kitty cat
  09/22/25
...
Fuchsia persian
  09/22/25
...
Silver black woman
  09/22/25
...
Appetizing nowag
  09/22/25
...
mauve garrison
  09/22/25
I think you misspelled "cents."
Fighting odious prole pit
  09/22/25
...
Twinkling Mischievous Stead Volcanic Crater
  09/22/25
...
Soggy site laser beams
  09/26/25
...
sapphire hissy fit pocket flask
  09/27/25
...
Carmine gay wizard
  09/28/25
...
Seedy marvelous lodge wagecucks
  09/29/25
All he has to do to maek it is pay off his house over the ne...
gaped charcoal base fortuitous meteor
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
Twinkling Mischievous Stead Volcanic Crater
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
gaped charcoal base fortuitous meteor
  09/22/25
He hates his job and wants to killself daily.
Twinkling Mischievous Stead Volcanic Crater
  09/22/25
He should work harder, save more, get that house paid off or...
gaped charcoal base fortuitous meteor
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
filthy scourge upon the earth jap
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
Mind-boggling cuck
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
Lemon locus community account
  09/22/25
Simmer down Shapiro
Twinkling Mischievous Stead Volcanic Crater
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
Dun disrespectful private investor business firm
  09/22/25
You seem to struggle with the idea that someone could build ...
Startled titillating national deer antler
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
Dun disrespectful private investor business firm
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
Startled titillating national deer antler
  09/22/25
are you saying I should Sell High?
Dun disrespectful private investor business firm
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
Dun disrespectful private investor business firm
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
gaped charcoal base fortuitous meteor
  09/22/25
Sounds like if he told his wife to close her stupid “b...
pearly generalized bond forum
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
gaped charcoal base fortuitous meteor
  09/22/25
...
Arrogant aromatic weed whacker
  09/28/25
this is retarded, which is expected from you. his PITI is li...
Dun disrespectful private investor business firm
  09/22/25
Cr. It would be much better if he paid in installments, like...
Razzle-dazzle copper indian lodge
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
Lemon locus community account
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
awkward fragrant twinkling uncleanness field
  09/22/25
Why would you have several thousand per month in health care...
Dun disrespectful private investor business firm
  09/22/25
(dude who has never tried to buy insurance on the individual...
awkward fragrant twinkling uncleanness field
  09/23/25
...
Soggy site laser beams
  09/26/25
Leave America
filthy scourge upon the earth jap
  09/28/25
He has social security and a good paying job and will have a...
Razzle-dazzle copper indian lodge
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
Dun disrespectful private investor business firm
  09/22/25
Once his kids are out of the house he can just downsize and ...
Razzle-dazzle copper indian lodge
  09/22/25
The $3000 a month that the "business" is losing ma...
deep roast beef
  09/28/25
...
dashing tank
  09/28/25
He's going to be fine
razzmatazz plum temple cuckoldry
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
cerise sneaky criminal
  09/22/25
For the financially retarded putting extra into your house i...
Rambunctious irate theater stage coldplay fan
  09/22/25
This guy gets it
orange brethren
  09/22/25
Raymondnomics
Dun disrespectful private investor business firm
  09/22/25
...
Twinkling Mischievous Stead Volcanic Crater
  09/22/25
...
sooty dog poop juggernaut
  09/22/25
...
Primrose theatre
  09/22/25
...
Fighting odious prole pit
  09/22/25
...
Fuchsia persian
  09/22/25
...
embarrassed to the bone stubborn boistinker
  09/28/25
...
Aggressive ebony kitchen pistol
  09/22/25
Many such cases
Rambunctious irate theater stage coldplay fan
  09/22/25
This seems to be about the median life outcome ITE
orange brethren
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
swashbuckling principal's office
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
orange brethren
  09/22/25
Is your friend still in high school? My brother, in all h...
Twinkling Mischievous Stead Volcanic Crater
  09/22/25
He is early 30s lol
swashbuckling principal's office
  09/22/25
alpha af
Umber office
  09/22/25
I feel like there are more good stories about your brother, ...
Fuchsia persian
  09/22/25
He’s got a “system” for playing slots in V...
Twinkling Mischievous Stead Volcanic Crater
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
sapphire hissy fit pocket flask
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Soggy site laser beams
  09/26/25
who says you can't buy class
filthy scourge upon the earth jap
  09/28/25
...
Soggy site laser beams
  09/28/25
He's going to need at least two new trucks before he retires...
Indigo Slimy Hall
  09/22/25
...
orange brethren
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
Soul-stirring Plaza Faggotry
  09/22/25
There's nothing else a man can reasonably drive
Indigo Slimy Hall
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
hilarious light immigrant ladyboy
  09/22/25
...
Primrose theatre
  09/22/25
...
Appetizing nowag
  09/22/25
...
Twinkling Mischievous Stead Volcanic Crater
  09/27/25
...
Floppy institution mediation
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
awkward fragrant twinkling uncleanness field
  09/23/25
Lol
bisexual double fault
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
embarrassed to the bone stubborn boistinker
  09/28/25
what are your heights?
Appetizing nowag
  09/22/25
He’s 6’3 and I’m 6’1
Twinkling Mischievous Stead Volcanic Crater
  09/22/25
he has you pwned 4lyfe
Appetizing nowag
  09/22/25
...
Rambunctious irate theater stage coldplay fan
  09/22/25
Harsh, but fair
Twinkling Mischievous Stead Volcanic Crater
  09/22/25
What's the big deal as long as they get inheritances.
Lemon locus community account
  09/22/25
If a Boomer senses that their resources are needed by a youn...
Fuchsia persian
  09/22/25
...
Rambunctious irate theater stage coldplay fan
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
Twinkling Mischievous Stead Volcanic Crater
  09/26/25
...
spruce space half-breed
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: Twinkling Mischievous Stead Volcanic Crater

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Talented dopamine

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: Mewling glittery dilemma

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Curious thirsty yarmulke place of business

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: Twinkling Mischievous Stead Volcanic Crater

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: galvanic university

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: sooty dog poop juggernaut



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Twinkling Mischievous Stead Volcanic Crater

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: heady flickering puppy

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: mauve garrison

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: heady flickering puppy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Primrose theatre



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: hateful mustard masturbator



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: razzmatazz plum temple cuckoldry

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: orange brethren



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Curious thirsty yarmulke place of business



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: bronze step-uncle's house striped hyena



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Dun disrespectful private investor business firm



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Twinkling Mischievous Stead Volcanic Crater



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Primrose theatre



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: adventurous parlour son of senegal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: Arrogant aromatic weed whacker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: hateful mustard masturbator



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Cream stimulating library



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Startled titillating national deer antler

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Dun disrespectful private investor business firm



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Twinkling Mischievous Stead Volcanic Crater

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: orange brethren

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Twinkling Mischievous Stead Volcanic Crater

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: orange brethren

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: Excitant Territorial French Chef Set

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: Twinkling Mischievous Stead Volcanic Crater

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Boyish dead fat ankles

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: galvanic university

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: irradiated white meetinghouse

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: Twinkling Mischievous Stead Volcanic Crater

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: orange brethren

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: Big pervert church

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: Hairraiser misunderstood legal warrant mood



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: Crusty cracking orchestra pit



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: sooty dog poop juggernaut



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Rambunctious irate theater stage coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: Fiercely-loyal Razzle Cumskin Brunch



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: overrated jewess



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: swashbuckling principal's office



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Twinkling Mischievous Stead Volcanic Crater



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Primrose theatre



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: electric geriatric house kitty cat



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: Fuchsia persian



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: Silver black woman



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Appetizing nowag



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: mauve garrison



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: Fighting odious prole pit

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Twinkling Mischievous Stead Volcanic Crater



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Soggy site laser beams



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: sapphire hissy fit pocket flask



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: Carmine gay wizard



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: Seedy marvelous lodge wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: gaped charcoal base fortuitous meteor

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Twinkling Mischievous Stead Volcanic Crater

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: gaped charcoal base fortuitous meteor

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Twinkling Mischievous Stead Volcanic Crater

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: gaped charcoal base fortuitous meteor

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: filthy scourge upon the earth jap

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: Mind-boggling cuck

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291118)



Reply Favorite

Date: September 22nd, 2025 7:38 PM
Author: Lemon locus community account

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Twinkling Mischievous Stead Volcanic Crater

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Dun disrespectful private investor business firm

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290887)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Startled titillating national deer antler

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Dun disrespectful private investor business firm

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290898)



Reply Favorite

Date: September 22nd, 2025 12:55 PM
Author: Startled titillating national deer antler

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: Dun disrespectful private investor business firm

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: Dun disrespectful private investor business firm

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: gaped charcoal base fortuitous meteor

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: pearly generalized bond forum

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: gaped charcoal base fortuitous meteor

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: Arrogant aromatic weed whacker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308508)



Reply Favorite

Date: September 22nd, 2025 9:50 AM
Author: Dun disrespectful private investor business firm

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290921)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Razzle-dazzle copper indian lodge

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290903)



Reply Favorite

Date: September 22nd, 2025 7:40 PM
Author: Lemon locus community account

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292535)



Reply Favorite

Date: September 22nd, 2025 11:34 AM
Author: awkward fragrant twinkling uncleanness field

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291102)



Reply Favorite

Date: September 22nd, 2025 11:36 AM
Author: Dun disrespectful private investor business firm

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291106)



Reply Favorite

Date: September 23rd, 2025 12:31 AM
Author: awkward fragrant twinkling uncleanness field

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: Soggy site laser beams



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305216)



Reply Favorite

Date: September 28th, 2025 8:33 AM
Author: filthy scourge upon the earth jap

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308723)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Razzle-dazzle copper indian lodge

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290895)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Dun disrespectful private investor business firm

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: Razzle-dazzle copper indian lodge

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: deep roast beef

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308521)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: dashing tank



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309435)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: razzmatazz plum temple cuckoldry

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: cerise sneaky criminal

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290992)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: Rambunctious irate theater stage coldplay fan

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291014)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: orange brethren

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291017)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Dun disrespectful private investor business firm

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: Twinkling Mischievous Stead Volcanic Crater



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: sooty dog poop juggernaut



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291132)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: Primrose theatre



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291374)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: Fighting odious prole pit



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291380)



Reply Favorite

Date: September 22nd, 2025 1:26 PM
Author: Fuchsia persian



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291500)



Reply Favorite

Date: September 28th, 2025 2:24 PM
Author: embarrassed to the bone stubborn boistinker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: Aggressive ebony kitchen pistol



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291001)



Reply Favorite

Date: September 22nd, 2025 10:48 AM
Author: Rambunctious irate theater stage coldplay fan

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291009)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: orange brethren

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291015)



Reply Favorite

Date: September 22nd, 2025 11:06 AM
Author: swashbuckling principal's office

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: orange brethren

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: Twinkling Mischievous Stead Volcanic Crater

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: swashbuckling principal's office

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: Umber office

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: Fuchsia persian

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: Twinkling Mischievous Stead Volcanic Crater

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291952)



Reply Favorite

Date: September 27th, 2025 6:47 PM
Author: sapphire hissy fit pocket flask

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: Soggy site laser beams

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: filthy scourge upon the earth jap

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: Soggy site laser beams



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309502)



Reply Favorite

Date: September 22nd, 2025 1:17 PM
Author: Indigo Slimy Hall

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: orange brethren



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: Soul-stirring Plaza Faggotry

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: Indigo Slimy Hall

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: hilarious light immigrant ladyboy

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: Primrose theatre



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Appetizing nowag



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: Twinkling Mischievous Stead Volcanic Crater



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: Floppy institution mediation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: awkward fragrant twinkling uncleanness field

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: bisexual double fault

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: embarrassed to the bone stubborn boistinker

My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: Appetizing nowag

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: Twinkling Mischievous Stead Volcanic Crater

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: Appetizing nowag

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: Rambunctious irate theater stage coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: Twinkling Mischievous Stead Volcanic Crater

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: Lemon locus community account

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: Fuchsia persian

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: Rambunctious irate theater stage coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: Twinkling Mischievous Stead Volcanic Crater

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: spruce space half-breed



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308752)